html, body {
margin: 0;
padding: 0;
border: 0;
}
body {
	text-align: center;
	margin: 0;
	padding: 0px;
	background-color:#999999;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 0.75em;
}
#topBlack {
	background-color: #000000;
	margin: 0px;
	padding: 0px;
	height: 10px;
	width: 100%;
}
#topbar {
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	height: 2px;
	width: 100%;
}

#sides {
	background-image: url(images/sides-4FlashHeader.jpg);
	background-repeat: repeat-x;
	margin:0;
	padding:0;
}
#wrapper {
	text-align:left;
	margin: 0px auto;
	padding:0;
	width:770px;
	position: relative;
}
#header {
	margin:0;
	padding:0;
	height: 111px;
	width: 100%;
	background-color: #FFFFFF;

}
#seasonImage {
	float:right;
	margin: 0;
	padding-right: 2px;
}
#headerFlash {
	float:right;
	margin: 0;
	padding-right: 2px;
	height:111px;
	width:516px;
}
#flashcontent {
	width: 516px;
	height: 111px;
	margin:0;
	padding:0;
}
#headerLogo {
	margin: 0;
	padding-top: 17px;
	padding-left: 14px;
	width:238px;
}	
#horizmenubar {
	margin:0;
	width:100%;
	height:15px;
	text-align:right;
	padding-top: 2px;
	padding-bottom: 3px;
}
#innerwrap {
	margin:0;
	padding:0;
	background-color:#FFFFFF;
	clear:both;
	position:relative;
	background-image: url(images/1PixelLong.gif);
	background-repeat: repeat-x;
	float: left;
}

#sidebar {
	background-color: #FFFFFF;
	width: 137px;
	margin-bottom: 0px;
	padding-bottom: 0px;
	float: left;
	text-align: left;
	position: relative;

}
#sidebarMenu {
	width: 137px;
	margin: 0;
	padding-top: 5px;
	padding-bottom: 5px;
	float: left;
	position: relative;
}
#newsarea{
	width: 200px;
	height: 300px;
	overflow:scroll;
	border:1px solid #000;
	float:right;
}
.newstitle{
background-color:#3399FF;
color:#000000;
font-size:14px;
line-height:18px;
text-align:center;
margin: 0;
padding: 2px;
font-weight:bold;
}
.newsdate{
color:#000000;
font-size:10px;
text-align:center;
margin: 0;
padding: 2px;
}
.newstext{
color:#333333;
margin:0;
padding:3px;
}
/* navlist is the vertical side menu */
#navlist {
	width: 101px;
	margin: 0 auto;
	text-align: center;
	list-style: none;
}


#navlist li {
	margin: 0 0 0 -20px;
	width: 101px;
	text-align:center;
}

#navlist a {
	display:block;
	color:#000;
	text-decoration:none;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	background-color: #996666;
	background-image: url(images/buttons/menuButton2.jpg);
	margin:5px 0 0 0;
	padding:5px 0 5px 0;
	background-repeat: no-repeat;
}

#navlist li a:hover { 
    background:url("images/buttons/menuButton2-hover.jpg") no-repeat;
    color: #000;
}
#navlist li a:focus {
    background:url("images/buttons/menuButton2-active.jpg") no-repeat;
    color:#000;
}

html>body>#sides>#wrapper>#innerwrap>#sidebar>#sidebarmenu>.navlist> ul li a {
	width: auto;
}

/* this ties the body id of each page with the "you are here effect" */
body#about a#menu-about, body#rates a#menu-rates, body#funds a#menu-freeFunds, body#renters a#menu-renters, body#credit a#menu-credit, body#remodel a#menu-remodel, body#approval a#menu-approval, body#questions a#menu-questions, body#commercial a#menu-commercial, body#buying a#menu-buying, body#refinancing a#menu-refinancing, body#firsttime a#menu-firsttime, body#contact a#menu-contact, body#get-connected a#menu-getconnected
	{
	background:url("images/buttons/menuButton2-active.jpg") no-repeat;
}




/* navbar is the horizontal menu bar */
#navbar {
	margin: 0 auto;
	list-style: none;
}


#navbar li {
	display: inline;
	
}

#navbar a {
	color:#000;
	text-decoration:none;
	font-size: 0.8em;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-weight: bold;
	line-height: 12px;
	margin: 0;
	padding: 2px 5px 2px 5px;
	background:url(images/buttons/menuBarBack1.jpg) repeat-x;
	display:block;
	float:right;
	

}
#navbar li a:hover {
	
	background-color: #56B24F;
	
	background:url("images/buttons/menuBarBack.jpg") repeat-x;
	color: #FFF;

}
#navbar li a:active {
    color:#000;
}
#navbar li a:focus {
    color:#000;
}

#innerwrap {
	background-color:#FFFFFF;
	text-align:left;
	width: 100%;
}
h1 {
	margin:0;
	font-size: 2em;
	color: #2C5689;
}
h2 {
	font-size: 1.3em;
	margin-top:5px;
	margin-bottom: 10px;
}
.listHeading {
	font-size: 1em; font-weight:bold;
}
h3 {
	font-size: 1.3em;
	margin-top:10px;
	margin-bottom:5px;
}
#content {
	width:598px;
	margin-bottom: 0px;
	padding-bottom: 0px;
	padding-left: 10px;
	padding-right: 25px;
	float: left;
	padding-top: 20px;
}
#content #reverse { margin: 10px 0 5px 0;}
#content #reverse h2 { margin: 10px 0 3px 0;}
#content #reverse p { margin: 5px 0 0 0;}
#content #reverse ul { margin: 5px 0 0 10px; padding:0 0 0 10px;}
#content #reverse ol { margin: 5px 0 0 10px; padding:0 0 0 10px;}

#homeLinks {
	margin:0 0 0 20px;
	position:relative;
	
}
.displaynone{ display:none;}
/* home buttons for version without news area */
#homeLinks {height:230px;}
#homeLinks #buying {
	background:url("images/home-BuyersBtn.jpg") no-repeat;
	width: 175px;
	height: 220px;
	float:left;
	margin-right:15px;
}
#homeLinks #buying a {
	text-decoration:none;
	display:block;
	height: 220px;
}
#homeLinks #buying a:hover {
	background:url("images/home-BuyersBtn-hover.jpg");
	
}
#homeLinks #refinancing {
	background:url("images/home-RefiBtn.jpg") no-repeat;
	width: 175px;
	height: 220px;
	float:left;
	margin-right:15px;
}
#homeLinks #refinancing a {
	text-decoration:none;
	display:block;
	height: 220px;
}
#homeLinks #refinancing a:hover {
	background:url("images/home-RefiBtn-hover.jpg");
	
}
#homeLinks #firsttime {
	background:url("images/home-1stTimeBtn.jpg") no-repeat;
	width: 175px;
	height: 220px;
	float:left;
	margin-right:15px;
}
#homeLinks #firsttime a {
	text-decoration:none;
	display:block;
	height: 220px;
}
#homeLinks #firsttime a:hover {
	background:url("images/home-1stTimeBtn-hover.jpg");
	
}
/* home buttons for version with news area */
#homeLinksVert {
	margin:0;
	position:relative;
	width:375px;
	float:left;	
}
#buyingVert {
	background:url("images/home-BuyersBtn-h.jpg") no-repeat;
	width: 375px;
	height: 105px;
	margin:0;
}
#buyingVert a {
	text-decoration:none;
	display:block;
	height: 105px;
}
#buyingVert a:hover {
	background:url("images/home-BuyersBtn-h-hover.jpg");
	
}
#refinancingVert {
	background:url("images/home-RefiBtn-h.jpg") no-repeat;
	width: 375px;
	height: 105px;
	margin:0;
}
#refinancingVert a {
	text-decoration:none;
	display:block;
	height: 105px;
}
#refinancingVert a:hover {
	background:url("images/home-RefiBtn-h-hover.jpg");
	
}
#firsttimeVert {
	background:url("images/home-1stTimeBtn-h.jpg") no-repeat;
	width: 375px;
	height: 105px;
	margin:0;
}
#firsttimeVert a {
	text-decoration:none;
	display:block;
	height: 105px;
}
#firsttimeVert a:hover {
	background:url("images/home-1stTimeBtn-h-hover.jpg");
}

/* End home buttons section */
/* Start get connected section */
#get-connected #leftCol {
	width: 284px;
	float:left;
	margin: 0 20px 0 0;
}
#get-connected #leftCol img {
	margin: 0 0 10px 0;
}
#get-connected #leftCol p {
	margin: 0 0 7px 0;
}
#get-connected #rightCol {
	float:left;
	padding: 10px 0 0 0;
	width:294px;
	
}
#get-connected #rightCol .buttonFloat {
	width: 147px;
	height: 75px;
	margin:0;
	padding:0;
	float:left;
	background-color:#993333;
	}
#get-connected #getConnectedBtn a {
margin:0;
width:147px;
	display:block;
	text-decoration:none;
	height:75px;
	background-image:url(images/benefitsButton-new.jpg);
	background-repeat: no-repeat;
}
#get-connected #getConnectedBtn a:hover {
	background-position: -148px;
}
#get-connected #getCardBtn a {
margin:0;
width:147px;
	display:block;
	text-decoration:none;
	height:75px;
	background-image:url(images/getCardButton-new.jpg);
	background-repeat: no-repeat;
}
#get-connected #getCardBtn a:hover {
background-position: -150px;
}
#get-connected #getConnectedBtn a i, #get-connected #getCardBtn a i { visibility: hidden; }
#get-connected #rightCol #winningNumberWrapper {
width: 290px;
clear:left;
text-align:center;
padding: 10px 0;
}
#get-connected #rightCol #winningNumberWrapper #winningNumber {
width: 80px;
height:25px;
padding: 3px 0 0 0;
margin: 5px auto;
color:#FFFFFF;
font-weight:bold;
font-size:14px;
background-color:#a52061;
}
/* End get connected section */

#homeLinks a i { visibility: hidden; }
.aboutBios {
	padding: 8px;
	height:152px;
	margin-bottom: 10px;
	background-color: #C4D2C3;
}
.photo-left {border:1px solid; float:left; position:relative;}
.photo-right {border:1px solid; float:right;}
.applyForm {
	width: 590px; padding-left: 5px;
}
.applyForm td {
	padding-left: 5px;
	padding-top: 1px;
	padding-bottom: 1px;
	padding-right: 1px;
	height: 23px;
	margin: 0px;
	line-height: 22px;
	font-size: 0.8em;
	border: 1px solid #FFF;
}

#bottombar {
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	height: 2px;
	width: 100%;
	clear: both;
}
#bottomBlack {
	text-align:center;
	background-color: #000000;
	margin: 0px;
	padding: 0px;
	height: 500px;
	overflow: hidden;
	color:#FFF;
	font-size: 14px;
}
#bottomBlack a {color:#FFF; text-decoration:none; font-size: 14px;}
.redText {color:#92124f}
.redText15bold { font-size: 15px; font-weight:bold; color:#92124f}
.redText18bold { font-size: 18px; font-weight:bold; color:#92124f}
.normal10 { font-size: 10px;}
.clearfloat { /* this class should be placed on a div or break element and should be the final element before the close of a container that should fully contain a float */
	clear:both;
    height:0;
}
.award {
	font-family: "Times New Roman", Times, serif;
	font-style: italic;
	color: #007647;
	font-weight: bold;
	font-size: 22px;
text-align:center;
margin:0;
padding:10px;
line-height: 26px;
border: 1px solid #E9B20F;
background-color: #FFFFCC;
}
.award hr {
	margin:5px 0;
	color: #fff;
	background-color: #fff;
	border: 2px dotted #E9B20F;
	border-style: none none dotted;	
}
.footerAddress {font-size:11px;}
#peregrine {position:relative; clear:both; margin-top:80px; text-align:center; color:#444444; border-top:solid #222222 1px;}
#peregrine a {text-decoration:none; color:#444444}